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Dulce Monahan
REALTOR®, CRS, SRES
Cell: (386) 852-9420

3140 N Canal Drive, Palm Harbor, FL 34684

$790,000
  • 3140 N Canal Drive, Palm Harbor, FL 34684 Main Photo

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Active
BEDS3 BATHS3 full 1 partial SQUARE FEET2,059 MLS#TB8441633
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONLAKE TARPON ESTATES

Property Description

No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida's premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners' suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up-perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life-freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County-schedule your private showing today and see what lakefront living truly feels like. Seller will consider crypto currency offers.

3140 N Canal Drive | MLS# TB8441633

This single family home located at 3140 N Canal Drive, Palm Harbor, FL 34684 is currently listed for sale with an asking price of $790,000. This property was built in 1983 and has 3 bedrooms and 3 full and 1 partial baths with 2059 sq. ft. N Canal Drive is located in the LAKE TARPON ESTATES subdivision. Search LAKE TARPON ESTATES real estate on www.beachhomesdaytona.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Garage: 2 car attached
Heating: Central
Lot Size: 0.15 Acres
Roof Type: Shingle
Stories: 3.0
Taxes: $170
Year Built: 1983

Amenities

Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
PrimaryBedroom Upstairs
Solid Surface Counters
Stone Counters
Awning(s)
Balcony
French Doors
Garden

Feature Descriptions

Additional Rooms: Bonus Room, Den/Library/Office, Garage Apartment, Interior In-Law Suite w/Private Entry
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener
Body of Water: LAKE TARPON
Days on Site: 126
Directions: US 19N, turn left and stay on Lake Tarpon Dr, turn left on N Canal.
Energy Efficient: Appliances, Windows
Exterior: Vinyl Siding, Frame
Fencing: Vinyl, Wood
Fireplace: Living Room
Fireplace Y/N: Yes
Flood Zone Code: X500
Flooring: Carpet, Wood
Foundation: Slab
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, Other, VA Loan
Lot: In County, Landscaped, Paved
Lot Dimensions: 0.15
Other Equipment: Irrigation Equipment
Ownership: Fee Simple
Parking: Bath In Garage, Boat, Covered, Garage Door Opener, Ground Level, RV Access/Parking
Parking Notes: Bath In Garage, Boat, Covered, Garage Door Opener, Gro
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Supra Lock Box, Lock Box Electronic-CBS Code Required
Special Sale Provisions: None
Special View Info: Water
Utilities: Cable Connected, Electricity Connected, Propane, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected
Vegetation: Mature Landscaping, Trees/Landscaped
Water: Canal/Lake For Irrigation
Water Access: Canal - Freshwater, Lake
Water Access Y/N: Yes
Waterfront Features: Canal - Freshwater, Seawall - Concrete, Seawall - Other
Water View: Canal, Lake
Windows: ENERGY STAR Qualified Windows, Storm Window(s)
Zoning: R-3

Room Sizes

Kitchen: 13x10
Living Room: 19x15
Primary Bedroom: 16x14

Local Schools

High School: Palm Harbor Univ High-PN
Middle School: Carwise Middle-PN
Elementary School: Highland Lakes Elementary-PN

Listed By / Shown By

Listed By

Agency Name: A BETTER LIFE REALTY
Agency Contact: 727-521-7378

Shown By

Agent Name: Dulce Monahan
Agent Phone: Cell: (386) 852-9420
Agency Title: Adams Cameron & Co. REALTORS

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Estimated Payment

$ 4,449.30 per month $4,204.71 Principal & Interest $14.17 Property Tax $230.42 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/06/2026. The listing information on this page last changed on 03/06/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 03/06/2026 12:00:15 AM EST) or Miami MLS (last updated Thu 03/05/2026 11:49:31 PM EST) or Stellar MLS (last updated Thu 03/05/2026 11:44:20 PM EST) or Daytona MLS (last updated Thu 03/05/2026 11:36:58 PM EST) or Tallahassee MLS (last updated Thu 03/05/2026 10:48:18 PM EST) or Northeast Florida MLS (last updated Thu 03/05/2026 11:58:52 PM EST) or My State MLS (last updated Thu 03/05/2026 11:30:19 PM EST) or Florida Keys MLS (last updated Thu 03/05/2026 8:29:50 PM EST). Real estate listings held by brokerage firms other than Adams Cameron & Co. REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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