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Dulce Monahan
REALTOR®, CRS, SRES
Cell: (386) 852-9420
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22920 Privateer Drive, Cudjoe, FL 33042

$849,000
  • 22920 Privateer Drive, Cudjoe, FL 33042 Main Photo

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Active
BEDS3 BATHS2 full SQUARE FEET1,560 MLS#614188
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONCutthroat Harbor Est (230)

Property Description

Mariner's Dream - Your Waterfront Paradise Awaits! Welcome to this elevated, stilted two-story home offering 1,560 SqFt of living space and a versatile 4th bedroom that doubles as a den. Situated on a deep, wide, and pristine canal in the desirable Cutthroat Harbor Estates of Cudjoe Key, this home provides the perfect canvas for renovation. With new windows and siding (Completed 2023), much of the heavy lifting has already been completed. Step outside your door to immediate access to the water, whether you're fishing, swimming, or simply soaking in the serene canal views. The 3' control depth provides crystal-clear water ideal for swimming, and there's plenty of space to add your own dock, with or without a boat lift. This home is perfect for those who appreciate the beauty of coastal living and are ready to invest a little elbow grease into transforming it into a dream waterfront retreat. NUTS & BOLTS: Large bonus space enclosure under the house opening up to the waterfront tiki bar; New windows (9) & Hardy-board Siding; 3-ton AC (1998) ; Lower enclosure (1991) Newer wood stilt piers, front and waterfront decks Tiki bar (needs restoration) ; Laundry room off the kitchen. Make this Mariners Dream your very own and embrace the ultimate coastal lifestyle! Photos edited for digital staging and with filter to remove personal items.

22920 Privateer Drive | MLS# 614188

This single family home located at 22920 Privateer Drive, Cudjoe, FL 33042 is currently listed for sale with an asking price of $849,000. This property was built in 1980 and has 3 bedrooms and 2 full baths with 1560 sq. ft. Privateer Drive is located in the Cutthroat Harbor Est (230) subdivision. Search Cutthroat Harbor Est (230) real estate on www.beachhomesdaytona.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans(s)
Home Style: Other Bldg Style
Lot Size: 0.14 Acres
Roof Type: Metal Roof
Taxes: $3,275
Year Built: 1980

Feature Descriptions

Appliances: Washer, Refrigerator, Dryer
Building Above Flood: Unknown
Days on Site: 357
Dockage: None
Exterior: Combo Construction
Flood Zone: AE
Flooring: Vinyl, Carpet
Furnished: Negotiable
HOA (1st Right of Refusal) Y/N: No
HOA (Mandatory) Y/N: No
Interior: Storage
Key/Island: Cudjoe Key
Listing Board: Key West Association
Lot Dimensions: 0.14Acre(s)
Parcel #: 00180830-000000
Parking: RV Parking Open
Parking Space(s): 4+
Pets: Pets Allowed
Porch/Balcony: Open Porch/Balcony, Deck, Patio
Property Condition: Fixer Upper
Security: No Security
Sewer Hookup: Yes
Shutters: Other
Specialty Rooms: Laundry Room, Other
Tax exemptions: Homestead
Utilities: FKAA
Waterfront: Canal Front
Waterview: Canal View
Windows/Doors: Aluminum Windows
Zoning: OTH - Other Zoning

Listed By / Shown By

Listed By

Agency Name: Keller Williams Key West Compass Realty
Agency Phone: (305) 292-0020

Shown By

Agent Name: Dulce Monahan
Agent Phone: Cell: (386) 852-9420
Agency Title: Adams Cameron & Co. REALTORS

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Estimated Payment

$ 5,039.28 per month $4,518.73 Principal & Interest $272.92 Property Tax $247.63 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/07/2026. The listing information on this page last changed on 03/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 03/07/2026 12:00:05 AM EST) or Miami MLS (last updated Fri 03/06/2026 11:49:15 PM EST) or Stellar MLS (last updated Fri 03/06/2026 11:44:23 PM EST) or Daytona MLS (last updated Fri 03/06/2026 11:36:56 PM EST) or Tallahassee MLS (last updated Fri 03/06/2026 10:48:44 PM EST) or Northeast Florida MLS (last updated Fri 03/06/2026 11:58:50 PM EST) or My State MLS (last updated Fri 03/06/2026 11:30:22 PM EST) or Florida Keys MLS (last updated Fri 03/06/2026 8:30:03 PM EST). Real estate listings held by brokerage firms other than Adams Cameron & Co. REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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